What is a Tradeline, how does it work?

What is a Tradeline, how does it work?

What is an Age Progressional Tradeline Packages?

What is an Age Progressional Tradeline Packages?

Are Tradelines legal?

Are Tradelines legal?

What is our return/refund policy and disclaimer?

What is our return/refund policy and disclaimer?

Contact us today at support@creditsavvi.com or Call us @ (888) 502-3111 Monday - Friday | 9am - 9pm Eastern Time

Contact us today at support@creditsavvi.com or Call us @ (888) 502-3111 Monday - Friday | 9am - 9pm Eastern Time

Copyright © 2020 CreditSavvi. All Rights Reserved. | 5 Concourse Pkwy, Atlanta, GA 30328

Copyright © 2020 CreditSavvi. All Rights Reserved. | 5 Concourse Pkwy, Atlanta, GA 30328

The Smartest & Fastest way to BOOST YOUR CREDIT SCORE by far...is to add Tradelines!

The Smartest & Fastest way to BOOST YOUR CREDIT SCORE by far...is to add Tradelines!

There’s a term in the credit world called “tradelines.” A tradeline is a credit line/account that is on your credit report. For example, any of your credit cards are considered tradelines on your credit report.

Your car note is a tradeline. Your mortgage is a tradeline. A student loan reporting to your credit report is a tradeline. The type of tradelines that we provide is Seasoned Authorized User tradelines, with low utilization (under 30% unless otherwise noted) and perfect payment history.

There’s a term in the credit world called “tradelines.” A tradeline is a credit line/account that is on your credit report. For example, any of your credit cards are considered tradelines on your credit report.

Your car note is a tradeline. Your mortgage is a tradeline. A student loan reporting to your credit report is a tradeline. The type of tradelines that we provide is Seasoned Authorized User tradelines, with low utilization (under 30% unless otherwise noted) and perfect payment history.

WHAT IS A TRADELINE?

WHAT IS A TRADELINE?

Benefits of a Good Credit Score

Benefits of a Good Credit Score

Lower Monthly Payments

Lower Monthly Payments

The higher your credit score, the lower your interest rates can be meaning that your payments can be lower each month. If you have a good great score, your chances of qualifying for the best interest rates are much higher. This will save you money on interest fees.

The higher your credit score, the lower your interest rates can be meaning that your payments can be lower each month. If you have a good great score, your chances of qualifying for the best interest rates are much higher. This will save you money on interest fees.

Apply for credit with more confidence. A great score will help you present the best possible version of credit. However having an excellent credit score doesn’t guarantee approval, because lenders still consider other factors like your income and debt.

Apply for credit with more confidence. A great score will help you present the best possible version of credit. However having an excellent credit score doesn’t guarantee approval, because lenders still consider other factors like your income and debt.

A good credit score gives you leverage to negotiate a lower interest rate on a credit card or a new loan. If you need more bargaining power, you can take advantage of other attractive offers that you’ve received from other companies based on your credit score.

A good credit score gives you leverage to negotiate a lower interest rate on a credit card or a new loan. If you need more bargaining power, you can take advantage of other attractive offers that you’ve received from other companies based on your credit score.

More Negotiating Power

More Negotiating Power

Better Chances For Loan And Credit Card Approvals

Better Chances For Loan And Credit Card Approvals

A Good Credit score can save you money and makes your financial life much easier.

Bad Credit  can make your life more difficult and much more expensive. 

A Good Credit score can save you money and makes your financial life much easier.

Bad Credit  can make your life more difficult and much more expensive. 

#1 Online source for adding [premium] tradelines to your credit report and increasing your credit score in less than 30-Days...

#1 Online source for adding [premium] tradelines to your credit report and increasing your credit score in less than 30-Days...

TRADELINE PROCESS & HOW THEY WORK

TRADELINE PROCESS & HOW THEY WORK

Benefits Of Credit Piggybacking

Broad regulations and legal loopholes allow for you to benefit from being an Authorized User on another person’s tradeline (also known as “credit piggybacking”).

The issuing bank reports the positive credit history including the age of the account, the credit limit of the tradeline and the positive payment history to the select credit bureaus of their determination. 

In other words, once you're added as an authorized user to an account, the history of that account appears on your credit report and will be treated as if it was your credit history.

FICO® Credit Score Factors

The payment history, age, and limit have a direct impact on the FICO credit score model which impacts your utilization ratio, average credit age, and payment history. 

Boost Your Credit Score With Tradelines

Ideally, you should have at least 3 open positive tradelines on your credit report. Meaning the account should be OPEN, the payment history is perfect, and the utilization is under 25%.

We do this by adding you as an authorized user to a seasoned tradeline, allowing you to “piggyback” off of the account in good standing.

Lower Credit Utilization 

One of the main reasons clients get declined for not only business loans, but for cars, homes higher credit card limits is due the fact that they are maxed out on their current credit cards & lines of credit. In other words they don't have any money left to spend. 

By adding high-end, seasoned tradelines (meaning they've been opened for 5-10 years or more)...that have perfect payment history and large credit limits...this allows you to balance out your credit utilization and lower it well below 25% even 10% which in our experience massively increases your chances of not only getting approved but for higher credit limits.

Benefits Of Credit Piggybacking

Broad regulations and legal loopholes allow for you to benefit from being an Authorized User on another person’s tradeline (also known as “credit piggybacking”).

The issuing bank reports the positive credit history including the age of the account, the credit limit of the tradeline and the positive payment history to the select credit bureaus of their determination. 

In other words, once you're added as an authorized user to an account, the history of that account appears on your credit report and will be treated as if it was your credit history.

FICO® Credit Score Factors

The payment history, age, and limit have a direct impact on the FICO credit score model which impacts your utilization ratio, average credit age, and payment history. 

Boost Your Credit Score With Tradelines

Ideally, you should have at least 3 open positive tradelines on your credit report. Meaning the account should be OPEN, the payment history is perfect, and the utilization is under 25%.

We do this by adding you as an authorized user to a seasoned tradeline, allowing you to “piggyback” off of the account in good standing.

Lower Credit Utilization 

One of the main reasons clients get declined for not only business loans, but for cars, homes higher credit card limits is due the fact that they are maxed out on their current credit cards & lines of credit. In other words they don't have any money left to spend. 

By adding high-end, seasoned tradelines (meaning they've been opened for 5-10 years or more)...that have perfect payment history and large credit limits...this allows you to balance out your credit utilization and lower it well below 25% even 10% which in our experience massively increases your chances of not only getting approved but for higher credit limits.

What our customers think...

What our customers think...

9/12/19

I love James, He is always ready and willing to answer questions & hears me out with my issues if any but he is a pleasure to work with. I hope he never leaves cuz im going to be hurt. lol 

Julie A gave CreditSavvi a 5 star Review

9/12/19

I love James, He is always ready and willing to answer questions & hears me out with my issues if any but he is a pleasure to work with. I hope he never leaves cuz im going to be hurt. lol 

Julie A gave CreditSavvi a 5 star Review

8/05/19

Talk to four other people before I spoke to James. This Process took 41 minutes, I will say... the most easiest and simplest 41 minute conversation I’ve ever had with a sales person. Very polite very easy-going and didn’t beat around the bush. Told me facts and the right answers that I wanted to hear. I will use the service again and I will recommend this service to anyone and everyone. 10 stars

David T gave CreditSavvi a 5 star Review

8/05/19

Talk to four other people before I spoke to James. This Process took 41 minutes, I will say... the most easiest and simplest 41 minute conversation I’ve ever had with a sales person. Very polite very easy-going and didn’t beat around the bush. Told me facts and the right answers that I wanted to hear. I will use the service again and I will recommend this service to anyone and everyone. 10 stars

David T gave CreditSavvi a 5 star Review

8/28/19

CreditSavvi was everything James explains it to be. It helped me get the car I wanted and I will be purchasing my first house next month. I would highly recommend CreditSavvi for whatever your trying to accomplish in life, they have a customer for life and I will definitely be recommending family and friends. Thanks James...

Eric G gave CreditSavvi a 5 star Review

8/28/19

CreditSavvi was everything James explains it to be. It helped me get the car I wanted and I will be purchasing my first house next month. I would highly recommend CreditSavvi for whatever your trying to accomplish in life, they have a customer for life and I will definitely be recommending family and friends. Thanks James...

Eric G gave CreditSavvi a 5 star Review

9/15/19

I have been researching companies for tradelines for quite sometime now, I find that this company stands on its reputation, I believe that they take time to review your credit and gives great advice to you so that you purchase exactly what you need. Would I recommend their service? Most definitely, I to need a tradeline to better my score, and I trust this company to put me on right path. I have friends and family who are also interested in tradelines and this company is my choice to recommend.

Latanya Banks gave CreditSavvi a 5 star Review 

9/15/19

I have been researching companies for tradelines for quite sometime now, I find that this company stands on its reputation, I believe that they take time to review your credit and gives great advice to you so that you purchase exactly what you need. Would I recommend their service? Most definitely, I to need a tradeline to better my score, and I trust this company to put me on right path. I have friends and family who are also interested in tradelines and this company is my choice to recommend.

Latanya Banks gave CreditSavvi a 5 star Review 

Frequently Asked Questions

Frequently Asked Questions

A tradeline is a credit line/account that is on your credit report. For example, any of your credit cards are considered tradelines on your credit report.

Your car note is a tradeline. Your mortgage is a tradeline. A student loan reporting to your credit report is a tradeline. The type of tradelines that we provide is Seasoned Authorized User tradelines, with low utilization (under 30% unless otherwise noted) and perfect payment history.

We do this by adding you as an authorized user to a tradeline, allowing you to “piggyback” off of the account in good standing. This is possible because creditors will provide credit bureaus the entire account history on any given tradeline for an authorized user. 

A tradeline is a credit line/account that is on your credit report. For example, any of your credit cards are considered tradelines on your credit report.

Your car note is a tradeline. Your mortgage is a tradeline. A student loan reporting to your credit report is a tradeline. The type of tradelines that we provide is Seasoned Authorized User tradelines, with low utilization (under 30% unless otherwise noted) and perfect payment history.

We do this by adding you as an authorized user to a tradeline, allowing you to “piggyback” off of the account in good standing. This is possible because creditors will provide credit bureaus the entire account history on any given tradeline for an authorized user. 

It’s a truly unique and powerful custom service called the “Age Progressional Tradeline Package.” It’s a hand selected pack of tradelines prescribed for you.

The oldest tradeline is a lower credit limit, and the newer tradelines are higher credit limits. This is to show that your credit has gotten better over time. Age Progressional Tradeline Package tradelines are selected from the same cardholder, or two cardholders max, to ensure the addresses are kept to a minimum. This helps for an easier posting to your credit report.

It’s a truly unique and powerful custom service called the “Age Progressional Tradeline Package.” It’s a hand selected pack of tradelines prescribed for you.

The oldest tradeline is a lower credit limit, and the newer tradelines are higher credit limits. This is to show that your credit has gotten better over time. Age Progressional Tradeline Package tradelines are selected from the same cardholder, or two cardholders max, to ensure the addresses are kept to a minimum. This helps for an easier posting to your credit report.

The reader’s digest version is yes, the act of being added as an authorized user to someone’s credit card is legal and is protected by the provisions in the Equal Credit Opportunity Act of 1974 – Regulation B. Although it is legal, it’s usually considered a disliked practice by society and other vendors but highly effective.

The reader’s digest version is yes, the act of being added as an authorized user to someone’s credit card is legal and is protected by the provisions in the Equal Credit Opportunity Act of 1974 – Regulation B. Although it is legal, it’s usually considered a disliked practice by society and other vendors but highly effective.

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We're improving our clients life's  

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